Florida / Polk / Bank deposits / Winter Haven
Winter Haven bank deposits
Deposits booked at FDIC insured offices in Winter Haven, Polk County, every June 30 since 1994, from the FDIC Summary of Deposits.
Deposits book at the office where the account is domiciled, a choice each bank makes, so one office or ZIP code can carry a region's deposits. Trends and office counts are the reliable read; a single year's figure for one place is not. City is the city the bank reports for each office, with spellings folded together by rule, not a municipal boundary. Reported by banks as Winter Haven, Winterhaven.
By year
| As of | Deposits | Change | Change, real | Offices | Institutions | Opened | Closed |
|---|---|---|---|---|---|---|---|
| June 30, 2026 | $8,696,572,000 | +16.2% | +12.6% | 19 | 13 | 0 | 0 |
| June 30, 2025 | $7,486,988,000 | +79.9% | +75.9% | 19 | 13 | 1 | 1 |
| June 30, 2024 | $4,160,741,000 | +0.2% | -2.6% | 19 | 12 | 0 | 0 |
| June 30, 2023 | $4,151,094,000 | +29.8% | +25.7% | 19 | 12 | 0 | 0 |
| June 30, 2022 | $3,198,544,000 | +8.9% | -0.9% | 19 | 12 | 0 | 1 |
| June 30, 2021 | $2,938,418,000 | +7.9% | +2.0% | 20 | 12 | 0 | 2 |
| June 30, 2020 | $2,722,600,000 | +3.0% | +2.7% | 22 | 12 | 0 | 0 |
| June 30, 2019 | $2,644,475,000 | +10.4% | +9.2% | 22 | 13 | 2 | 1 |
| June 30, 2018 | $2,394,644,000 | +30.4% | +26.9% | 21 | 12 | 0 | 1 |
| June 30, 2017 | $1,836,839,000 | +33.7% | +31.7% | 22 | 13 | 1 | 2 |
| June 30, 2016 | $1,373,988,000 | +6.3% | +5.5% | 23 | 13 | 0 | 0 |
| June 30, 2015 | $1,292,713,000 | -2.1% | -2.0% | 23 | 13 | 1 | 1 |
| June 30, 2014 | $1,321,103,000 | +6.6% | +4.3% | 23 | 13 | 0 | 0 |
| June 30, 2013 | $1,239,055,000 | -2.7% | -4.4% | 23 | 13 | 0 | 4 |
| June 30, 2012 | $1,272,928,000 | +1.0% | -0.7% | 27 | 13 | 1 | 0 |
| June 30, 2011 | $1,260,694,000 | -8.4% | -11.8% | 26 | 12 | 2 | 2 |
| June 30, 2010 | $1,375,883,000 | +9.4% | +8.4% | 26 | 13 | 0 | 2 |
| June 30, 2009 | $1,257,422,000 | +2.5% | +4.0% | 28 | 13 | 1 | 4 |
| June 30, 2008 | $1,226,422,000 | -13.9% | -18.2% | 31 | 13 | 2 | 0 |
| June 30, 2007 | $1,423,961,000 | -2.0% | -4.6% | 29 | 12 | 3 | 3 |
| June 30, 2006 | $1,453,064,000 | +30.4% | +24.7% | 29 | 11 | 2 | 0 |
| June 30, 2005 | $1,114,360,000 | -1.8% | -4.4% | 27 | 11 | 1 | 2 |
| June 30, 2004 | $1,134,913,000 | +2.2% | -1.0% | 28 | 11 | 4 | 2 |
| June 30, 2003 | $1,110,946,000 | +10.9% | +8.6% | 26 | 10 | 5 | 1 |
| June 30, 2002 | $1,001,627,000 | +3.1% | +2.3% | 22 | 9 | 1 | 1 |
| June 30, 2001 | $971,590,000 | +1.6% | -1.1% | 22 | 10 | 3 | 4 |
| June 30, 2000 | $956,016,000 | +3.1% | -0.4% | 23 | 10 | 2 | 2 |
| June 30, 1999 | $926,994,000 | +8.4% | +6.7% | 23 | 9 | 2 | 2 |
| June 30, 1998 | $854,949,000 | +2.2% | +0.9% | 23 | 9 | 1 | 1 |
| June 30, 1997 | $836,322,000 | +2.0% | +0.1% | 23 | 9 | 1 | 2 |
| June 30, 1996 | $819,681,000 | +1.1% | -2.1% | 24 | 9 | 7 | 7 |
| June 30, 1995 | $810,985,000 | +5.4% | +2.3% | 24 | 11 | 2 | 2 |
| June 30, 1994 | $769,418,000 | n/a | n/a | 24 | 11 | n/a | n/a |
Real change deflates each June by that month's consumer price index, in dollars of June 2026. An office opened in a year when its FDIC office number is in the area that June 30 and was not the June before, and closed when the reverse holds. An office that moves or is renumbered after a merger counts as a closure and an opening. Through 2010 the FDIC file leaves the office number blank for some offices; those are followed by bank and branch number instead, which a merger resets.
Offices as of June 30, 2026
Every office the FDIC lists in Winter Haven that June 30, with the deposits booked there, its type, the date the FDIC records it as established, and its coordinates as the FDIC geocodes them.
| Bank | Office | Address as reported | Deposits | Office type | Established | Latitude, longitude |
|---|---|---|---|---|---|---|
| SouthState Bank, National Association main office | Southstate Bank, National Association | 1101 1st St S, Winter Haven 33880 | $6,749,455,000 | Full service, brick and mortar | 1992-02-21 | 28.010796, -81.727348 |
| Bank of America, National Association | Winter Haven Branch | 510 W Central Ave, Winter Haven 33880 | $379,987,000 | Full service, brick and mortar | 2003-01-27 | 28.021848, -81.732488 |
| TD Bank, National Association | Winter Haven Branch | 901 Cypress Gardens Blvd, Winter Haven 33880 | $162,246,000 | Full service, brick and mortar | 2001-05-07 | 28.004444, -81.713678 |
| Citizens Bank and Trust | Winter Haven Branch | 1120 1st St S, Winter Haven 33880 | $150,406,000 | Full service, brick and mortar | 2002-12-02 | 28.010976, -81.726023 |
| Truist Bank | Winter Haven Branch | 595 Cypress Gardens Blvd, Ste 101, Winter Haven 33880 | $139,146,000 | Full service, brick and mortar | 1986-12-01 | 28.004571, -81.719353 |
| Wells Fargo Bank, National Association | Cypress Gardens Branch | 5720 Cypress Gardens Blvd, Winter Haven 33884 | $136,987,000 | Full service, brick and mortar | 1985-06-30 | 27.993777, -81.688124 |
| JPMorgan Chase Bank, National Association | Cypress Gardens & Register Banking Center Branch | 6105 Cypress Gardens Blvd, Winter Haven 33884 | $130,796,000 | Full service, brick and mortar | 2010-11-18 | 27.986299, -81.686023 |
| JPMorgan Chase Bank, National Association | Winter Haven Branch | 1350 6th St Nw, Winter Haven 33881 | $127,658,000 | Full service, brick and mortar | 2006-12-11 | 28.033586, -81.733379 |
| Truist Bank | Auburndale Branch | 3660 Havendale Blvd Nw, Winter Haven 33881 | $109,855,000 | Full service, brick and mortar | 1989-02-17 | 28.051596, -81.773155 |
| SouthState Bank, National Association | Haines City South Branch | 7722 Sr 544 East, Winter Haven 33881 | $97,974,000 | Full service, brick and mortar | 2000-04-14 | 28.080773, -81.652311 |
| Wells Fargo Bank, National Association | Winter Haven Main Branch | 203 Avenue A Nw, Winter Haven 33881 | $95,820,000 | Full service, brick and mortar | 1933-01-01 | 28.023326, -81.72914 |
| SouthState Bank, National Association | Auburndale Branch | 3670 Havendale Blvd Nw, Winter Haven 33881 | $95,767,000 | Full service, brick and mortar | 2001-09-25 | 28.052374, -81.77407 |
| Bank of Central Florida | Winter Haven Branch | 201 3rd St Sw, Winter Haven 33880 | $79,166,000 | Full service, brick and mortar | 2019-05-13 | 28.020069, -81.730848 |
| Crews Bank & Trust | Winter Haven Central Park | 347 W Central Ave, Ste 1, Winter Haven 33880 | $63,055,000 | Full service, brick and mortar | 2016-07-21 | 28.022461, -81.731145 |
| Regions Bank | Winter Haven Citi Center Branch | 811 1st St S, Winter Haven 33880 | $55,322,000 | Full service, brick and mortar | 2003-11-24 | 28.013876, -81.727347 |
| Axiom Bank, National Association | Axiom Bk - Winter Haven Wal-Mart Branch | 309 Cypress Gardens Blvd, Winter Haven 33880 | $46,619,000 | Full service, retail | 2008-06-30 | 28.00539, -81.724218 |
| Citizens Bank and Trust | Winterset Branch | 6340 Cypress Gardens Blvd, Winter Haven 33884 | $46,288,000 | Full service, brick and mortar | 2007-05-01 | 27.983503, -81.682373 |
| TrustCo Bank | Winterhaven Branch | 7476 Cypress Gardens Blvd, Winter Haven 33884 | $15,496,000 | Full service, brick and mortar | 2007-09-14 | 27.97717, -81.646434 |
| Centennial Bank | Winter Haven Branch | 1606 1st St S, Winter Haven 33880 | $14,529,000 | Full service, brick and mortar | 2005-09-30 | 28.00537, -81.726292 |
Sources on this page
- Federal Deposit Insurance Corporation: Summary of Deposits, deposits by office as of June 30 each year, 1994 to the latest survey, with the FDIC state and county tables every year must add up to. Deposits book at the office where the account is domiciled, a choice each bank makes, so one office or ZIP code can carry a region's deposits. Trends and office counts are the reliable read; a single year's figure for one place is not. Sources and methods.
Download the data
The county workbook lists every office in every June 30 survey with its address, coordinates and deposits, and the county, city and ZIP code rollups by year.