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Walton County bank deposits

Deposits booked at FDIC insured offices in Walton County every June 30 since 1994, from the FDIC Summary of Deposits: the county, each city the banks report, and each ZIP code, with offices opened and closed by year. Consumer spending in Walton County.

Economic data

Bank deposits, June 30FDIC Summary of Deposits June 30, 2026: $3,092,567,000 +6.8% nominal, +3.5% real

Deposits book at the office where the account is domiciled, a choice each bank makes, so one office or ZIP code can carry a region's deposits. Trends and office counts are the reliable read; a single year's figure for one place is not.

As ofJune 30, 2026
Deposits$3,092,567,000
Change on a year earlier+6.8%
Change, real+3.5%
Offices38
Institutions20
Offices opened in the year0
Offices closed in the year0
By year
As ofDepositsChangeChange, realOfficesInstitutionsOpenedClosed
June 30, 2026$3,092,567,000+6.8%+3.5%382000
June 30, 2025$2,896,567,000+15.4%+12.9%382030
June 30, 2024$2,509,328,000+3.5%+0.6%351910
June 30, 2023$2,425,268,000-6.3%-9.2%341830
June 30, 2022$2,587,598,000+12.5%+2.4%311510
June 30, 2021$2,301,035,000+31.6%+24.3%301411
June 30, 2020$1,748,525,000+17.4%+17.0%301400
June 30, 2019$1,489,965,000+10.9%+9.7%301400
June 30, 2018$1,343,237,000+6.4%+3.6%301410
June 30, 2017$1,261,897,000+15.4%+13.7%291321
June 30, 2016$1,093,349,000+17.6%+16.7%281330
June 30, 2015$929,365,000+7.1%+7.2%251201
June 30, 2014$867,573,000-0.7%-2.9%261214
June 30, 2013$873,975,000+9.8%+7.8%291312
June 30, 2012$796,309,000+5.9%+4.1%301421
June 30, 2011$752,223,000+3.6%-0.3%291412
June 30, 2010$726,402,000-20.9%-21.6%301405
June 30, 2009$918,162,000+10.3%+11.9%351700
June 30, 2008$832,566,000+4.5%-0.8%351824
June 30, 2007$796,949,000-10.5%-12.8%371761
June 30, 2006$889,970,000-7.3%-11.4%321420
June 30, 2005$960,476,000+37.8%+34.2%301350
June 30, 2004$696,862,000+55.8%+50.9%251261
June 30, 2003$447,365,000+0.4%-1.7%201011
June 30, 2002$445,567,000+3.0%+2.2%20921
June 30, 2001$432,509,000+26.2%+22.8%19920
June 30, 2000$342,698,000+19.6%+15.5%17820
June 30, 1999$286,458,000+0.4%-1.2%15801
June 30, 1998$285,227,000+15.5%+13.9%16841
June 30, 1997$247,008,000+14.3%+12.2%13631
June 30, 1996$216,021,000+14.4%+10.8%11520
June 30, 1995$188,771,000+6.8%+3.6%9500
June 30, 1994$176,813,000n/an/a95n/an/a

Real change deflates each June by that month's consumer price index, in dollars of June 2026. An office opened in a year when its FDIC office number is in the area that June 30 and was not the June before, and closed when the reverse holds. An office that moves or is renumbered after a merger counts as a closure and an opening. Through 2010 the FDIC file leaves the office number blank for some offices; those are followed by bank and branch number instead, which a merger resets.

Cities, as of June 30, 2026

City is the city the bank reports for each office, with spellings folded together by rule, not a municipal boundary. Each city has its own page with every office.

CityDepositsChangeOfficesInstitutionsOpenedClosed
Miramar Beach$1,086,026,000+11.0%7700
Santa Rosa Beach$897,645,000-0.1%131000
DeFuniak Springs$347,915,000-2.4%7700
Freeport$291,111,000+5.4%4400
Destin$194,209,000+17.4%3300
Inlet Beach$190,899,000+35.7%2200
Panama City Beach$61,843,000+6.8%1100
Laurel Hill$22,919,000+2.7%1100

No office as of June 30, 2026, with the last June 30 that had one: Fort Walton Beach (last office 2009), Grayton Beach (last office 2014), Mossy Head (last office 1997), Paxton (last office 2017), Rosemary Beach (last office 2023), Santa Rose Beach (last office 1996), Seacrest (last office 2007), Seagrove Beach (last office 2009), Seaside (last office 2005).

ZIP codes, as of June 30, 2026
ZIP codeDepositsChangeOfficesInstitutionsOpenedClosed
32550$1,280,235,000+11.9%101000
32459$897,645,000-0.1%131000
32439$291,111,000+5.4%4400
32461$252,742,000+27.3%3300
32433$192,568,000-1.0%3300
32435$155,347,000-4.1%4400
32567$22,919,000+2.7%1100

No office as of June 30, 2026, with the last June 30 that had one: 32413 (last office 2017), 32434 (last office 1997), 32538 (last office 2017), 32540 (last office 2011), 32541 (last office 2009), 32547 (last office 2009), 32549 (last office 2007).

FDIC Summary of Deposits, every office in Walton County, June 30 1994 to June 30, 2026. Deposits in dollars (thousands in the source). Real figures use the South Region CPI for June of each year.

Sources on this page

Download the data

Walton County deposits workbook Statewide deposits workbook

The county workbook lists every office in every June 30 survey with its address, coordinates and deposits, and the county, city and ZIP code rollups by year. The statewide workbook has every county, city and ZIP code, the FDIC state table and the city spellings.