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Florida / Flagler County / Palm Coast

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Palm Coast

City, Flagler County. Population 110,330 (2025), +3.9% on the prior year, +23.6% since 2020 Last updated 2026-10-04.

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Palm Coast

Boundary: US Census Bureau TIGER/Line, simplified for drawing. 96.29 square miles of land.

Population

2025
Population110,330Population, April 1, 2000 to 20252000110.3k high2025
Change since the prior year+3.9%2024 to 2025
Change since 2020+23.6%2020 to 2025
Census 202089,2582020

University of Florida Bureau of Economic and Business Research, Florida Estimates of Population, retrieved 2026-10-01 | Population estimates

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Basis of the latest figureestimate2025

Population by year

April 1 of each year. Basis is census in a census year, otherwise BEBR's estimate.

YearPopulationBasisChange
2025110,330estimate+3.9%
2024106,193estimate+4.4%
2023101,737estimate+5.4%
202296,504estimate+3.9%
202192,866estimate+4.0%
202089,258census+2.9%
201986,768estimate+2.6%
201884,575estimate+2.2%
201782,760estimate+1.9%
201681,184estimate+1.7%
201579,821estimate+2.3%
201478,046estimate+1.3%
201377,068estimate+0.8%
201276,450estimate+1.1%
201175,617estimate+0.6%
201075,180census+1.7%
200973,910estimate-0.9%
200874,590estimate+6.0%
200770,376estimate+3.8%
200667,832estimate+16.5%
200558,216estimate+15.3%
200450,484estimate+17.8%
200342,850estimate+11.7%
200238,348estimate+8.2%
200135,443estimate+8.3%
200032,732censusn/a

Labor force

Aug 2026
Unemployment rate5.4%Unemployment rate, not seasonally adjusted, Aug 2016 to Aug 2026Aug 201614.2% highAug 2026
Labor force45,178Aug 2026
Employment42,719Aug 2026
Unemployed2,459Aug 2026
Rate a year earlier5.1%Aug 2025
Labor force, change on a year earlier+0.4%Aug 2026

US Bureau of Labor Statistics, Local Area Unemployment Statistics, retrieved 2026-10-01 | Labor force page

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Latest month is preliminaryyesAug 2026

Monthly, last three years

Not seasonally adjusted. The latest month may be preliminary.

MonthLabor forceEmployedUnemployedRate
Aug 202645,17842,7192,4595.4%
Jul 202645,01842,5562,4625.5%
Jun 202645,22042,7462,4745.5%
May 202645,25342,8522,4015.3%
Apr 202645,10242,6672,4355.4%
Mar 202644,97442,6022,3725.3%
Feb 202645,13242,5542,5785.7%
Jan 202644,74742,0712,6766.0%
Dec 202544,79742,3972,4005.4%
Nov 202544,99842,3702,6285.8%
Sep 202545,21542,8602,3555.2%
Aug 202545,01842,7042,3145.1%
Jul 202544,88342,6622,2214.9%
Jun 202544,96542,8622,1034.7%
May 202544,83142,9721,8594.1%
Apr 202544,76643,0001,7663.9%
Mar 202544,72642,9431,7834.0%
Feb 202544,64642,7741,8724.2%
Jan 202544,55242,6151,9374.3%
Dec 202444,24642,6211,6253.7%
Nov 202444,30142,5021,7994.1%
Oct 202444,71742,8661,8514.1%
Sep 202445,10943,2211,8884.2%
Aug 202445,12543,1661,9594.3%
Jul 202445,16843,1761,9924.4%
Jun 202444,86343,0681,7954.0%
May 202444,76243,2061,5563.5%
Apr 202444,70543,2041,5013.4%
Mar 202444,90843,3271,5813.5%
Feb 202444,83743,1431,6943.8%
Jan 202444,41242,6611,7513.9%
Dec 202343,26441,7611,5033.5%
Nov 202343,46641,8891,5773.6%
Oct 202343,94242,2791,6633.8%
Sep 202344,02142,3081,7133.9%
Aug 202343,87142,1381,7334.0%

Annual averages

YearLabor forceEmployedUnemployedRate
202544,85542,7422,1134.7%
202444,76243,0131,7493.9%
202343,35641,8361,5203.5%
202241,49340,0881,4053.4%
202139,27537,4431,8324.7%
202037,27534,3542,9217.8%
201937,81136,3831,4283.8%
201837,13435,6201,5144.1%
201736,62534,9001,7254.7%
201636,05734,0861,9715.5%
201534,69632,4752,2216.4%
201434,14531,5802,5657.5%
201334,76531,8072,9588.5%
201233,21129,8953,31610.0%
201133,13829,4143,72411.2%

Sales and visitor spending

12 months to Mar 2026
BusinessFlare® estimate, last 12 months$1,647.7M

Monthly series, visitor, resident and big ticket groups, chart and workbook with the pass. Get the pass / Sign in

Pass holders: once signed in on the pass page, the monthly estimate loads here.

Economic Census geographic area series, retail trade and accommodation and food services, 2017 and 2022, retrieved 2026-10-01; BusinessFlare® city-level sales and visitor spending estimate (method and error; the figures are Street Economics Pass data), retrieved 2026-10-04 | How the estimate is made

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BusinessFlare® estimate from public sources. The estimate anchors on the sales the US Census Bureau published for this place in the 2017 and 2022 Economic Census, for retail trade and for accommodation and food services, and moves them month by month with the county's sales tax returns by kind of business (Florida Department of Revenue Form 10). After the 2022 anchor the place's share of the county moves with the growth of its commercial property on the Department's 2026 tax roll, as submitted by the county property appraiser, by use code: stores, shopping centers, supermarkets and auto dealers for retail; restaurants, bars and hotels for accommodation and food. The three spending groups follow the county's kind code mix within each sector. Every place with both anchors was carried from 2017 to 2022 the same way and the landing on the 2022 Census figure is the published error.

A landing error over 25% carries a wide error flag. The error is published with every figure; an estimate is never shown without it. Rounded to the nearest hundred thousand dollars; the monthly series is pass data.

Statewide median error, 2017 to 2022 back-test15.7%2017 to 2022
Retail trade (NAICS 44-45): Census sales 2017$871M2017
Retail trade (NAICS 44-45): Census sales 2022$1.32B2022
Retail trade (NAICS 44-45): 2022 landing error3.5%2022
Accommodation and food services (NAICS 72): Census sales 2017$119M2017
Accommodation and food services (NAICS 72): Census sales 2022$203M2022
Accommodation and food services (NAICS 72): 2022 landing error4.8%2022

Economic Census anchors and the back-test

SectorCensus sales 2017Census sales 20222017 carried to 2022Landing error
Retail trade (NAICS 44-45)$871M$1.32B$1.27B3.5%
Accommodation and food services (NAICS 72)$119M$203M$193M4.8%

Business base

Aug 2026
Licensed food service, lodging and alcohol businesses682New licenses by month, Sep 2016 to Aug 2026Sep 201612 highAug 2026
Food service licenses167Aug 2026
Lodging licenses363Aug 2026
Alcoholic beverage licenses152Aug 2026
New licenses, last 12 months21Aug 2026
New business filings, last 12 months (postal city)2,339Sep 2026
Change on the 12 months before+15.8%Sep 2026
New filings, latest month156Sep 2026

County Business Patterns and ZIP Code Business Patterns, complete data files, retrieved 2026-10-01; Florida DBPR active licensure base files: public food service, public lodging and retail alcoholic beverage licenses, retrieved 2026-10-01; Florida Division of Corporations (Sunbiz) bulk corporate data files, new entity filings by month, retrieved 2026-10-01 | Licenses Business formations

Licenses are placed inside the city limits by their geocoded address.

Business formations are by postal city: Palm Coast, which is not the city limits.

Establishments, employment and payroll are a ZIP code basis: ZIP codes 32137, 32164.

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Establishments (ZIP basis)1,9312023
Employees, mid March (ZIP basis)16,5642023
Annual payroll (ZIP basis)$758M2023

Licenses by type

Counted licenses in DBPR's food service, lodging and alcoholic beverage files, placed by geocoded address.

License typeFileActive
2007-DWEL-SNGLlodging265
2010-SEATfood141
2APSalcohol49
2COPalcohol47
2006-CNDO-SNGLlodging33
2007-DWEL-CLCTlodging30
4COP-SFSalcohol28
2003-NAPTlodging16
2014-MFDVfood14
2010-NOSTfood11
3PSalcohol8
2001-HOTLlodging7
11Calcohol6
2006-CNDO-CLCTlodging6
4COPalcohol5
11CGalcohol4
2006-CNDO-GRPlodging3
13CTalcohol1
1COPalcohol1
4COP-Salcohol1
4COP-SBXalcohol1
5COP-SFSalcohol1
2013-CATRfood1
2002-MOTLlodging1
2003-TAPTlodging1
2007-DWEL-GRPlodging1

Filings by entity type, last 12 months

Sunbiz new entity filings by the ZIP code of the principal address, grouped to the USPS postal city (postal city: Palm Coast)

Entity typeLast 12 months12 months before
Florida limited liability companies2,1211,763
Florida profit corporations133167
Florida non-profit corporations6270
Out of state entities registering in Florida2319
Partnerships, trusts and other filings01

ZIP Code Business Patterns, 2023

ZIP codes 32137, 32164: the ZIP codes whose Census internal point falls inside the city limits. A ZIP code crosses the limits, so this is a ZIP basis, not the city.

ZIP codeEstablishmentsEmployeesAnnual payroll
321371,2299,479$418M
321647027,085$340M

Building permits

Aug 2026
Housing units permitted, last 12 months1,949Housing units permitted by month, Sep 2016 to Aug 2026Sep 2016459 highAug 2026
Change on the 12 months before+1.1%Aug 2026
Permit valuation, last 12 months$656MAug 2026
Units, latest month168Aug 2026
Single family units, last 12 months1,415Aug 2026
Units in buildings of 5 or more, last 12 months446Aug 2026
Units, latest annual table1,9922025

US Census Bureau, Building Permits Survey, place and county residential permits, retrieved 2026-10-01 | Building permits

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Monthly, last three years

Residential permits as the Bureau publishes them; imputed months are the Bureau's imputations.

MonthUnits1 unit5 or moreValuation
Aug 20261681620$68M
Jul 20261771770$66.7M
Jun 20261611450$63.3M
May 20261291210$51.3M
Apr 202616114516$51.4M
Mar 20261281160$77M
Feb 20261719572$48.6M
Jan 202619280104$46.9M
Dec 202535591254$69.6M
Nov 202590860$35.7M
Oct 20251071010$39.3M
Sep 2025110960$38.2M
Aug 202534474264$82.3M
Jul 202597910$39.1M
Jun 20251301220$48M
May 20251151010$42.7M
Apr 20251821680$67.8M
Mar 20251391270$8.01M
Feb 20251951810$75.3M
Jan 20251281180$57.4M
Dec 20241531410$54.9M
Nov 20241411330$49M
Oct 20241681680$60.5M
Sep 20241361100$12.6M
Aug 20242582300$93.2M
Jul 20242172010$75.2M
Jun 20241521420$58M
May 20242111990$76.7M
Apr 20241781640$9.29M
Mar 20242061900$72.8M
Feb 202487730$31.8M
Jan 20241881400$49M
Dec 20232051190$46.3M
Nov 20231531090$39M
Oct 2023371102245$65.6M
Sep 20231881640$50.7M

Annual table

YearUnits1 unit5 or moreValuation
20251,9921,356518$603M
20242,0951,8910$643M
20232,1361,524245$472M
20222,3461,910300$573M
20212,2801,9380$535M
20201,4821,2460$347M
20191,240817221$257M
20189097550$226M
20176976310$185M
20165485380$149M
20153553550$102M
20143393390$95.3M
201337926532$85.6M
20121551550$41M
201180800$21.6M

Property roll

2026 preliminary
Total just value$15.7B
Total taxable value (non school)$10.4B2026 preliminary
Total taxable value (school)$11.6B2026 preliminary
Just value, change on the prior roll-1.3%2025 final roll to 2026 preliminary
Taxable value (non school), change on the prior roll+3.7%2025 final roll to 2026 preliminary
Total just value, prior roll$15.9B2025 final roll
New construction value$511M2026 preliminary
Parcels57,3912026 preliminary

Florida Department of Revenue, NAL tax roll, 2026 preliminary and final as posted, retrieved 2026-10-03

Parcels are placed by Census block group through the Census Bureau's block assignment file; a parcel in a block group that straddles the limits is apportioned. Census 2020 block groups; 72% of the county's just value lies in a place. Medians are over the parcels whose block group lies mostly in the place. Qualified sales: the roll's own sale fields, qualification codes 01 and 02, improved, single parcel.

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Median single family just value$273K2026 preliminary
Qualified sales, last 12 months2,901Jun 2025 to May 2026
Median qualified sale price$350KJun 2025 to May 2026
Just value, residential$13.6B2026 preliminary
Just value, commercial$587M2026 preliminary
Just value, industrial$110M2026 preliminary
Just value, agricultural$105M2026 preliminary
Just value, vacant$688M2026 preliminary
Just value, institutional$135M2026 preliminary
Just value, government$489M2026 preliminary
Just value, other$43.2M2026 preliminary

Just value by use group

Department of Revenue land use codes grouped: residential 001 to 009, commercial 011 to 039, industrial 041 to 049, agricultural 050 to 069, vacant 000, 010, 040 and 070, institutional 071 to 079, government 080 to 089, other 090 to 099. Taxable is the non school taxable value. Just value change compares with the 2025 final roll, summed the same way.

Use groupParcelsJust valueTaxable (non school)New constructionResidential unitsJust value change
Residential45,082$13.6B$9.11B$491M44,877-1.4%
Commercial823$587M$548M$3.78Mn/a+1.7%
Industrial44$110M$98.6M$6.5Mn/a+6.0%
Agricultural141$105M$9.14M$109Kn/a-1.8%
Vacant9,877$688M$496M$2.01Mn/a-3.7%
Institutional114$135M$69.7M$250Kn/a-2.8%
Government996$489M$1M$6.62Mn/a-0.1%
Other314$43.2M$31.3M$0n/a-3.5%

Housing

2020 to 2024 ACS
Housing units49,308Homeownership rate, 1990 to 2024199086.0% high2024
Occupied units39,8072020 to 2024 ACS
Vacant units4,4472020 to 2024 ACS
Owner occupied households37,1162024 1-Year
Renter occupied households6,4492024 1-Year
Homeownership rate85.2%2020 to 2024 ACS
Cost burdened households, all tenures (over 30% of income)28.2%2025
Cost burdened renter households49.4%2025

Shimberg Center for Housing Studies, Florida Housing Data Clearinghouse, retrieved 2026-10-01 | Housing data

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Severely cost burdened renters (over 50%)23.5%2025
Assisted housing developments7Assisted Housing Inventory
Assisted units714Assisted Housing Inventory
Median gross rent$1.83K2020 to 2024 ACS
Median single family sale price$347K2024

Cost burden by income, 2025

Households by the share of income spent on housing, Shimberg Center estimates for 2025.

TenureIncome (share of area median)30% or less30.1 to 50%Over 50%
All households30% AMI or less2323032,662
All households30.01-50% AMI1,3877481,753
All households50.01-80% AMI4,7493,4091,295
All households80.01-120% AMI3,2661,390181
All householdsGreater than 120% AMI23,3431,105136
Renters30% AMI or less013734
Renters30.01-50% AMI10484799
Renters50.01-80% AMI5131,546831
Renters80.01-120% AMI5266230
RentersGreater than 120% AMI4,00035726
Owners30% AMI or less2322901,928
Owners30.01-50% AMI1,283664954
Owners50.01-80% AMI4,2361,863464
Owners80.01-120% AMI2,740767181
OwnersGreater than 120% AMI19,343748110

Single family sales by year

YearMedian priceSales
1996$89K481
1997$85K602
1998$87.5K833
1999$95.4K1,106
2000$102K1,111
2001$109K1,428
2002$114K1,906
2003$128K2,947
2004$157K4,370
2005$208K5,606
2006$245K3,234
2007$215K1,479
2008$180K906
2009$160K681
2010$150K640
2011$130K891
2012$135K975
2013$150K1,345
2014$160K1,511
2015$174K1,779

Assisted housing developments

Shimberg Center Assisted Housing Inventory.

DevelopmentAddressCityUnitsAssisted
Central Landings at Town Center1465 Central AvenuePalm Coast150150
Madison Green1 Madison Green CirclePalm Coast128128
Kensington at Old Kings Senior LivingWest of the intersection of Old Kings Road and HidPalm Coast113113
Beach Village at Palm Coast I1100 Beach Village DrivePalm Coast106100
Palms at Town Center470 Bulldog DrivePalm Coast8888
Central Landings at Town Center Senior Living1465 Central AvenuePalm Coast8383
Palm Coast Landing Senior Living465 Landing BoulevardPalm Coast6152

Fiscal

Sep 2026
Half-cent sales tax, latest month$378KHalf-cent sales tax distributions by month, Oct 2016 to Sep 2026Oct 2016$417K highSep 2026
Half-cent sales tax, fiscal year to date$4.14MFY2026 to Sep 2026
Half-cent sales tax, last 12 months$4.14MSep 2026
Half-cent sales tax, change on the 12 months before-4.1%Sep 2026
State revenue sharing, latest month$186KSep 2026
State revenue sharing, fiscal year to date$2.25MFY2026 to Sep 2026
State revenue sharing, last 12 months$2.25MSep 2026
State revenue sharing, change on the 12 months before+2.0%Sep 2026

Florida Office of Economic and Demographic Research, Expenditures and Revenues Reported by Florida's County and Municipal Governments, retrieved 2026-10-01; Florida Department of Revenue, Revenue Confirmation Online, distributions to local governments, retrieved 2026-10-01; Florida Department of Financial Services, LOGERx local government Annual Financial Report data, long-term debt outstanding, retrieved 2026-10-04 | Distributions Annual financial report

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Total revenues$289MFY2024
Revenues, change on the year before+24.6%FY2024
Total expenditures$216MFY2024
Expenditures, change on the year before+18.2%FY2024
Revenues per resident$2.72KFY2024
Long-term debt outstanding at year end$158MFY2025
Long-term debt, change on the year before+8.2%FY2025

Half-cent sales tax, monthly distributions

As the Department of Revenue's ledger prints them; a blank month is a month with no line.

MonthDistributed
Sep 2026$378K
Aug 2026$374K
Jul 2026$337K
Jun 2026$362K
May 2026$401K
Apr 2026$327K
Mar 2026$317K
Feb 2026$375K
Jan 2026$346K
Dec 2025$316K
Nov 2025$320K
Oct 2025$290K
Sep 2025$393K
Aug 2025$377K
Jul 2025$365K
Jun 2025$398K
May 2025$401K
Apr 2025$362K
Mar 2025$317K
Feb 2025$368K
Jan 2025$375K
Dec 2024$321K
Nov 2024$322K
Oct 2024$323K
Sep 2024$354K
Aug 2024$365K
Jul 2024$371K
Jun 2024$390K
May 2024$402K
Apr 2024$350K
Mar 2024$330K
Feb 2024$386K
Jan 2024$359K
Dec 2023$339K
Nov 2023$330K
Oct 2023$332K

State revenue sharing, monthly distributions

As the Department of Revenue's ledger prints them; a blank month is a month with no line.

MonthDistributed
Sep 2026$186K
Aug 2026$186K
Jul 2026$186K
Jun 2026$187K
May 2026$187K
Apr 2026$187K
Mar 2026$187K
Feb 2026$187K
Jan 2026$187K
Dec 2025$190K
Nov 2025$190K
Oct 2025$190K
Sep 2025$192K
Aug 2025$192K
Jul 2025$192K
Jun 2025$181K
May 2025$181K
Apr 2025$181K
Mar 2025$181K
Feb 2025$181K
Jan 2025$181K
Dec 2024$181K
Nov 2024$185K
Oct 2024$185K
Sep 2024$185K
Aug 2024$185K
Jul 2024$185K
Jun 2024$178K
May 2024$178K
Apr 2024$178K
Mar 2024$178K
Feb 2024$178K
Jan 2024$178K
Dec 2023$178K
Nov 2023$178K
Oct 2023$178K

Long-term debt by fiscal year

Total long-term debt outstanding at fiscal year end, all funds, as the government reported it to the Department of Financial Services in its Annual Financial Report.

Fiscal yearDebt outstandingChange
FY2025$158M+8.2%
FY2024$146M-2.4%
FY2023$149M-3.3%
FY2022$154M-1.3%
FY2021$156M-2.9%
FY2020$161M-3.3%
FY2019$167M-5.6%
FY2018$176M-4.1%
FY2017$184M+7.9%
FY2016$171M-2.2%
FY2015$174M-4.2%
FY2014$182M-1.6%
FY2013$185Mn/a

Revenues by category, FY2024

Sum of the fund columns in EDR's workbook for this government.

CategoryFY2024FY2023Change
General Government Taxes$48.2M$45.5M+5.8%
Permits, Fees, and Special Assessments$45.1M$31.7M+42.4%
Intergovernmental Revenues$22.6M$13M+73.2%
Charges for Services$138M$123M+12.6%
Judgments, Fines, and Forfeits$573K$626K-8.4%
Miscellaneous Revenues$15.7M$10.2M+53.2%
Other Sources$18.5M$7.95M+132.4%
Taxesn/an/an/a
Intergovernmental Revenuen/an/an/a
Permits and Franchise Feesn/an/an/a

Expenditures by category, FY2024

Sum of the fund columns in EDR's workbook for this government.

CategoryFY2024FY2023Change
General Government Services (Not Court-Related)$40.9M$35.6M+14.8%
Public Safety$25.6M$22.6M+13.1%
Physical Environment$83.8M$76.4M+9.7%
Transportation$26.3M$15.3M+71.6%
Economic Environment$2.57M$2.39M+7.7%
Culture / Recreation$15.7M$19.6M-20.2%
Other Uses and Non-Operating$20.8M$10.5M+97.9%
Other Usesn/an/an/a

Bank deposits

June 30, 2026
Deposits (offices reporting this city)$2.39BDeposits, June 30 each year, 1994 to 20261994$2.39B high2026
Change on a year earlier+1.4%June 30, 2026
Change, real-1.7%June 30, 2026
Branches16June 30, 2026
Institutions9June 30, 2026
Branches opened since the survey a year earlier1June 30, 2026
Branches closed since the survey a year earlier0June 30, 2026

FDIC Summary of Deposits, Florida offices, every June 30 since 1994, retrieved 2026-10-01 | Bank deposits

Offices whose reported city is Palm Coast.

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Offices, June 30, 2026

Deposits as each office reports them to the FDIC; the city is the one the bank reports, not a municipal boundary.

InstitutionBranchAddressCityDeposits
Intracoastal BankIntracoastal Bank1290 Palm Coast Pkwy NwPalm Coast$344M
JPMorgan Chase Bank, National AssociationPalm Coast And Florida Park Branch214 Palm Coast Pkwy NePalm Coast$238M
Bank of America, National AssociationOld Kings Road Branch2 Old Kings Rd NPalm Coast$222M
Bank of America, National AssociationBelle Terre Branch4850 Belle Terre PkwyPalm Coast$221M
Wells Fargo Bank, National AssociationCypress Point Branch1050 Palm Coast Pkwy SwPalm Coast$209M
Truist BankPalm Coast East Branch220 Palm Coast Pkwy NePalm Coast$207M
Wells Fargo Bank, National AssociationPalm Coast Parkway Branch222 Palm Coast Pkwy NePalm Coast$205M
Ameris BankPalm Coast Branch181 Cypress Point PkwyPalm Coast$143M
Truist BankPalm Coast West Branch15 Pine Cone DrPalm Coast$121M
Wells Fargo Bank, National AssociationPalm Coast Town Center Branch836 Belle Terre PkwyPalm Coast$112M
PNC Bank, National AssociationBelle Terre @ Town Center Branch746 Belle Terre PkwyPalm Coast$101M
PNC Bank, National AssociationCypress Point Parkway21 Cypress Point PkwyPalm Coast$86.9M
SouthState Bank, National AssociationPalm Coast Branch175 Cypress Point PkwyPalm Coast$74.1M
PNC Bank, National AssociationPalm Coast Branch235 Palm Coast Pkwy NePalm Coast$72.7M
JPMorgan Chase Bank, National AssociationE Moody Blvd And Mccormick Dr Branch5843 State Highway 100 EPalm Coast$18.3M
TrustCo BankPalm Coast Branch120 Belle Terre PkwyPalm Coast$17.6M

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