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Florida / Gulf County / Port St. Joe

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Port St. Joe

City, Gulf County. Population 3,896 (2025), -0.4% on the prior year, +16.1% since 2020 Last updated 2026-10-04.

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Port St. Joe

Boundary: US Census Bureau TIGER/Line, simplified for drawing. 9.37 square miles of land.

Population

2025
Population3,896Population, April 1, 1979 to 202519794.2k high2025
Change since the prior year-0.4%2024 to 2025
Change since 2020+16.1%2020 to 2025
Census 20203,3572020

University of Florida Bureau of Economic and Business Research, Florida Estimates of Population, retrieved 2026-10-01 | Population estimates

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Basis of the latest figureestimate2025

Population by year

April 1 of each year. Basis is census in a census year, otherwise BEBR's estimate.

YearPopulationBasisChange
20253,896estimate-0.4%
20243,912estimate+3.3%
20233,787estimate+0.7%
20223,760estimate+6.0%
20213,547estimate+5.7%
20203,357census-2.9%
20193,459estimate-6.5%
20183,700estimate+3.6%
20173,571estimate+0.1%
20163,567estimate+1.2%
20153,525estimate+0.7%
20143,499estimate+0.3%
20133,489estimate+0.5%
20123,472estimate+0.3%
20113,462estimate+0.5%
20103,445census-8.3%
20093,758estimate0.0%
20083,758estimate-1.4%
20073,813estimate+0.6%
20063,791estimate+2.3%
20053,707estimate+1.3%
20043,661estimate+0.8%
20033,632estimate-1.3%
20023,678estimate+1.7%
20013,615estimate-0.8%
20003,644census-11.1%
19994,098estimate0.0%
19984,096estimate-0.5%
19974,117estimate-0.3%
19964,128estimate-0.1%
19954,134estimate+0.3%
19944,120estimate+1.2%
19934,071estimate+0.3%
19924,057estimate0.0%
19914,056estimaten/a
19894,186estimate-1.1%
19884,233estimate+5.7%
19874,004estimate+0.2%
19863,996estimate+0.1%
19853,993estimate+0.4%
19843,979estimate+0.3%
19833,969estimate+0.2%
19823,961estimate-0.6%
19813,984estimaten/a
19794,194estimaten/a

Labor force (county figures)

Aug 2026

County figures, no city estimate published by FloridaCommerce

Unemployment rate (Gulf County)4.4%Unemployment rate, not seasonally adjusted, Aug 2016 to Aug 2026Aug 201611.3% highAug 2026
Labor force (Gulf County)6,476Aug 2026
Employment (Gulf County)6,191Aug 2026
Unemployed (Gulf County)285Aug 2026
Rate a year earlier4.4%Aug 2025
Labor force, change on a year earlier+0.4%Aug 2026

US Bureau of Labor Statistics, Local Area Unemployment Statistics, retrieved 2026-10-01 | Labor force page

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Latest month is preliminaryyesAug 2026

Monthly, last three years

Not seasonally adjusted. The latest month may be preliminary.

MonthLabor forceEmployedUnemployedRate
Aug 20266,4766,1912854.4%
Jul 20266,4736,1742994.6%
Jun 20266,4806,1822984.6%
May 20266,4216,1302914.5%
Apr 20266,4236,1292944.6%
Mar 20266,3196,0312884.6%
Feb 20266,3326,0063265.1%
Jan 20266,2535,9123415.5%
Dec 20256,2825,9743084.9%
Nov 20256,3225,9973255.1%
Sep 20256,3486,0662824.4%
Aug 20256,4526,1702824.4%
Jul 20256,5426,2632794.3%
Jun 20256,5116,2522594.0%
May 20256,4966,2612353.6%
Apr 20256,4426,2162263.5%
Mar 20256,3566,1252313.6%
Feb 20256,3226,0892333.7%
Jan 20256,2966,0662303.7%
Dec 20246,2756,0781973.1%
Nov 20246,3066,0922143.4%
Oct 20246,3756,1592163.4%
Sep 20246,3356,1112243.5%
Aug 20246,4666,2352313.6%
Jul 20246,5726,3402323.5%
Jun 20246,5066,2982083.2%
May 20246,4266,2281983.1%
Apr 20246,3626,1881742.7%
Mar 20246,4196,2211983.1%
Feb 20246,2526,0581943.1%
Jan 20246,1685,9642043.3%
Dec 20236,2496,0521973.2%
Nov 20236,2936,0961973.1%
Oct 20236,4346,2401943.0%
Sep 20236,4246,2102143.3%
Aug 20236,4086,1902183.4%

Annual averages

YearLabor forceEmployedUnemployedRate
20256,3976,1342634.1%
20246,3726,1642083.3%
20236,3046,1201842.9%
20225,9755,7941813.0%
20215,7965,5722243.9%
20205,6015,2653366.0%
20195,4485,1712775.1%
20185,5295,2542755.0%
20175,6495,4112384.2%
20165,7085,4272814.9%
20155,9895,6713185.3%
20146,0885,7033856.3%
20136,1255,6924337.1%
20126,0425,5365068.4%
20116,2195,6106099.8%

Sales and visitor spending

12 months to Mar 2026
BusinessFlare® estimate, last 12 months$49.8M

Monthly series, visitor, resident and big ticket groups, chart and workbook with the pass. Get the pass / Sign in

Pass holders: once signed in on the pass page, the monthly estimate loads here.

Economic Census geographic area series, retail trade and accommodation and food services, 2017 and 2022, retrieved 2026-10-01; BusinessFlare® city-level sales and visitor spending estimate (method and error; the figures are Street Economics Pass data), retrieved 2026-10-04 | How the estimate is made

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BusinessFlare® estimate from public sources. The estimate anchors on the sales the US Census Bureau published for this place in the 2017 and 2022 Economic Census, for retail trade and for accommodation and food services, and moves them month by month with the county's sales tax returns by kind of business (Florida Department of Revenue Form 10). After the 2022 anchor the place's share of the county moves with the growth of its commercial property on the Department's 2026 tax roll, as submitted by the county property appraiser, by use code: stores, shopping centers, supermarkets and auto dealers for retail; restaurants, bars and hotels for accommodation and food. The three spending groups follow the county's kind code mix within each sector. Every place with both anchors was carried from 2017 to 2022 the same way and the landing on the 2022 Census figure is the published error.

A landing error over 25% carries a wide error flag. The error is published with every figure; an estimate is never shown without it. Rounded to the nearest hundred thousand dollars; the monthly series is pass data.

Statewide median error, 2017 to 2022 back-test15.7%2017 to 2022
Retail trade (NAICS 44-45): Census sales 2017$47.5M2017
Retail trade (NAICS 44-45): Census sales 2022$123M2022
Retail trade (NAICS 44-45): 2022 landing errorn/a2022
Accommodation and food services (NAICS 72): Census sales 2017$20.2M2017
Accommodation and food services (NAICS 72): Census sales 2022n/a2022
Accommodation and food services (NAICS 72): 2022 landing errorn/a2022

Economic Census anchors and the back-test

SectorCensus sales 2017Census sales 20222017 carried to 2022Landing error
Retail trade (NAICS 44-45)$47.5M$123Mn/an/a
Accommodation and food services (NAICS 72)$20.2Mn/an/an/a
  • no county level factor for Retail trade (NAICS 44-45)
  • 2022 Census sales withheld or not published for Accommodation and food services (NAICS 72): the 2017 anchor is carried

Business base

Aug 2026
Licensed food service, lodging and alcohol businesses284New licenses by month, Sep 2016 to Aug 2026Sep 20165 highAug 2026
Food service licenses48Aug 2026
Lodging licenses191Aug 2026
Alcoholic beverage licenses45Aug 2026
New licenses, last 12 months8Aug 2026
New business filings, last 12 months (postal city)319Sep 2026
Change on the 12 months before+0.6%Sep 2026
New filings, latest month25Sep 2026

County Business Patterns and ZIP Code Business Patterns, complete data files, retrieved 2026-10-01; Florida DBPR active licensure base files: public food service, public lodging and retail alcoholic beverage licenses, retrieved 2026-10-01; Florida Division of Corporations (Sunbiz) bulk corporate data files, new entity filings by month, retrieved 2026-10-01 | Licenses Business formations

Licenses are placed inside the city limits by their geocoded address.

Business formations are by postal city: Port Saint Joe, which is not the city limits.

Establishments, employment and payroll are a ZIP code basis: ZIP codes 32456.

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Establishments (ZIP basis)3452023
Employees, mid March (ZIP basis)2,3112023
Annual payroll (ZIP basis)$94.7M2023

Licenses by type

Counted licenses in DBPR's food service, lodging and alcoholic beverage files, placed by geocoded address.

License typeFileActive
2007-DWEL-SNGLlodging152
2010-SEATfood37
2007-DWEL-CLCTlodging22
2COPalcohol17
2APSalcohol10
8COP-SFSalcohol10
2014-MFDVfood9
2006-CNDO-SNGLlodging7
8COPalcohol5
2003-NAPTlodging3
2001-HOTLlodging3
4COP-SFSalcohol2
2002-MOTLlodging2
2006-CNDO-CLCTlodging2
3DPSalcohol1
2010-NOSTfood1
2014-HTDGfood1

Filings by entity type, last 12 months

Sunbiz new entity filings by the ZIP code of the principal address, grouped to the USPS postal city (postal city: Port Saint Joe)

Entity typeLast 12 months12 months before
Florida limited liability companies293280
Florida profit corporations1016
Florida non-profit corporations1213
Out of state entities registering in Florida48
Partnerships, trusts and other filings00

ZIP Code Business Patterns, 2023

ZIP codes 32456: the ZIP codes whose Census internal point falls inside the city limits. A ZIP code crosses the limits, so this is a ZIP basis, not the city.

ZIP codeEstablishmentsEmployeesAnnual payroll
324563452,311$94.7M

Building permits

Aug 2026
Housing units permitted, last 12 months135Housing units permitted by month, Dec 1989 to Aug 2026Dec 198924 highAug 2026
Change on the 12 months before+27.4%Aug 2026
Permit valuation, last 12 months$49.5MAug 2026
Units, latest month13Aug 2026
Single family units, last 12 months135Aug 2026
Units in buildings of 5 or more, last 12 months0Aug 2026
Units, latest annual table1122025

US Census Bureau, Building Permits Survey, place and county residential permits, retrieved 2026-10-01 | Building permits

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Monthly, last three years

Residential permits as the Bureau publishes them; imputed months are the Bureau's imputations.

MonthUnits1 unit5 or moreValuation
Aug 202613130$4.67M
Jul 202611110$3.96M
Jun 2026990$3.24M
May 202610100$3.6M
Apr 202624240$8.63M
Mar 202614140$5.24M
Feb 202611110$4.11M
Jan 2026880$2.99M
Dec 2025880$2.99M
Nov 2025770$2.62M
Oct 202511110$4.11M
Sep 2025990$3.37M
Aug 202510100$3.74M
Jul 2025770$2.62M
Jun 2025770$2.62M
May 202510100$3.74M
Apr 202511110$4.11M
Mar 2025990$2.91M
Feb 202513130$4.2M
Jan 202510100$3.23M
Dec 2024770$2.26M
Nov 2024770$2.26M
Oct 2024880$2.59M
Sep 2024770$2.26M
Aug 2024990$2.91M
Jul 202421210$9.81M
Jun 202423230$9.04M
May 2024000$0
Apr 2024330$905K
Mar 2024550$1.19M
Feb 2024440$1.48M
Jan 202422220$8.68M
Dec 2023770$2.26M
Nov 2023770$2.26M
Oct 2023990$2.91M
Sep 2023990$2.91M

Annual table

YearUnits1 unit5 or moreValuation
20251121120$40.3M
20241161160$43.4M
202399990$32M
20221061060$34.3M
20211061060$34.3M
202089870$28.2M
201918180$4.7M
201819170$4.64M
201717150$4.12M
201658850$7.86M
201512100$3.13M
2014950$1.44M
2013440$1M
2012330$750K
2011990$2.42M

Property roll

2026 preliminary
Total just value$1.11B
Total taxable value (non school)$687M2026 preliminary
Total taxable value (school)$810M2026 preliminary
Just value, change on the prior roll+3.3%2025 final roll to 2026 preliminary
Taxable value (non school), change on the prior roll+10.2%2025 final roll to 2026 preliminary
Total just value, prior roll$1.08B2025 final roll
New construction value$22.8M2026 preliminary
Parcels3,1452026 preliminary

Florida Department of Revenue, NAL tax roll, 2026 preliminary and final as posted, retrieved 2026-10-03

Parcels are placed by Census block group through the Census Bureau's block assignment file; a parcel in a block group that straddles the limits is apportioned. Census 2020 block groups; 19% of the county's just value lies in a place. Medians are over the parcels whose block group lies mostly in the place. Qualified sales: the roll's own sale fields, qualification codes 01 and 02, improved, single parcel.

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Median single family just value$289K2026 preliminary
Qualified sales, last 12 months103Jun 2025 to May 2026
Median qualified sale price$330KJun 2025 to May 2026
Just value, residential$683M2026 preliminary
Just value, commercial$130M2026 preliminary
Just value, industrial$7.46M2026 preliminary
Just value, agricultural$35.8M2026 preliminary
Just value, vacant$116M2026 preliminary
Just value, institutional$44.9M2026 preliminary
Just value, government$71.5M2026 preliminary
Just value, other$23M2026 preliminary

Just value by use group

Department of Revenue land use codes grouped: residential 001 to 009, commercial 011 to 039, industrial 041 to 049, agricultural 050 to 069, vacant 000, 010, 040 and 070, institutional 071 to 079, government 080 to 089, other 090 to 099. Taxable is the non school taxable value. Just value change compares with the 2025 final roll, summed the same way.

Use groupParcelsJust valueTaxable (non school)New constructionResidential unitsJust value change
Residential1,930$683M$466M$22.5M2,030+5.0%
Commercial175$130M$100M$57.4Kn/a+3.1%
Industrial16$7.46M$6.41M$11.3Kn/a+6.7%
Agricultural35$35.8M$2.64M$0n/a-4.9%
Vacant860$116M$85.1M$193Kn/a-1.0%
Institutional35$44.9M$8.14M$0n/a-2.1%
Government72$71.5M$0$0.2Kn/a+5.1%
Other22$23M$18.5M$2.1Kn/a-4.3%

Housing

2020 to 2024 ACS
Housing units2,186Homeownership rate, 1990 to 2024199082.0% high2024
Occupied units1,6782020 to 2024 ACS
Vacant units5082020 to 2024 ACS
Owner occupied households1,3702020-2024 5-Year
Renter occupied households3082020-2024 5-Year
Homeownership rate81.6%2020 to 2024 ACS
Cost burdened households, all tenures (over 30% of income)32.3%2025
Cost burdened renter households70.4%2025

Shimberg Center for Housing Studies, Florida Housing Data Clearinghouse, retrieved 2026-10-01 | Housing data

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Severely cost burdened renters (over 50%)43.6%2025
Assisted housing developments3Assisted Housing Inventory
Assisted units139Assisted Housing Inventory
Median gross rent$1.43K2020 to 2024 ACS
Median single family sale price$439K2024

Cost burden by income, 2025

Households by the share of income spent on housing, Shimberg Center estimates for 2025.

TenureIncome (share of area median)30% or less30.1 to 50%Over 50%
All households30% AMI or less1010120
All households30.01-50% AMI151060
All households50.01-80% AMI7512858
All households80.01-120% AMI184425
All householdsGreater than 120% AMI7811082
Renters30% AMI or less10065
Renters30.01-50% AMI0045
Renters50.01-80% AMI010358
Renters80.01-120% AMI2600
RentersGreater than 120% AMI7800
Owners30% AMI or less01055
Owners30.01-50% AMI151015
Owners50.01-80% AMI75250
Owners80.01-120% AMI158425
OwnersGreater than 120% AMI7031082

Single family sales by year

YearMedian priceSales
1996$57K31
1997$59K37
1998$61.2K47
1999$75K37
2000$77K49
2001$78.5K71
2002$122K59
2003$120K75
2004$178K96
2005$218K79
2006$174K74
2007$215K63
2008$170K29
2009$150K32
2010$149K34
2011$120K49
2012$103K61
2013$135K73
2014$144K68
2015$145K121

Assisted housing developments

Shimberg Center Assisted Housing Inventory.

DevelopmentAddressCityUnitsAssisted
Pine Ridge125 Venus DrivePort St. Joe5151
Gateway Townhomes of St. Joe905 Clifford Sims DrivePort St. Joe5050
Liberty Manor Apts102 LIBERTY MANOR CIRCLEPort St. Joe3838

Fiscal

Sep 2026
Half-cent sales tax, latest month$55.9KHalf-cent sales tax distributions by month, Oct 2016 to Sep 2026Oct 2016$55.9K highSep 2026
Half-cent sales tax, fiscal year to date$352KFY2026 to Sep 2026
Half-cent sales tax, last 12 months$352KSep 2026
Half-cent sales tax, change on the 12 months before-3.5%Sep 2026
State revenue sharing, latest month$11.7KSep 2026
State revenue sharing, fiscal year to date$144KFY2026 to Sep 2026
State revenue sharing, last 12 months$144KSep 2026
State revenue sharing, change on the 12 months before+3.2%Sep 2026

Florida Office of Economic and Demographic Research, Expenditures and Revenues Reported by Florida's County and Municipal Governments, retrieved 2026-10-01; Florida Department of Revenue, Revenue Confirmation Online, distributions to local governments, retrieved 2026-10-01; Florida Department of Financial Services, LOGERx local government Annual Financial Report data, long-term debt outstanding, retrieved 2026-10-04 | Distributions Annual financial report

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Total revenues$21.1MFY2024
Revenues, change on the year before+11.8%FY2024
Total expenditures$18.2MFY2024
Expenditures, change on the year before+1.3%FY2024
Revenues per resident$5.39KFY2024
Long-term debt outstanding at year end$9.37MFY2025
Long-term debt, change on the year before+9.7%FY2025

Half-cent sales tax, monthly distributions

As the Department of Revenue's ledger prints them; a blank month is a month with no line.

MonthDistributed
Sep 2026$55.9K
Aug 2026$48K
Jul 2026$41.6K
Jun 2026$35.3K
May 2026$36.6K
Apr 2026$26.7K
Mar 2026$11.8K
Feb 2026$7.72K
Jan 2026$9.63K
Dec 2025$27.7K
Nov 2025$21.1K
Oct 2025$29.8K
Sep 2025$48.6K
Aug 2025$51.6K
Jul 2025$41.4K
Jun 2025$40.1K
May 2025$33.2K
Apr 2025$22.6K
Mar 2025$7.84K
Feb 2025$18.7K
Jan 2025$20.7K
Dec 2024$21.9K
Nov 2024$24K
Oct 2024$33.7K
Sep 2024$54K
Aug 2024$51.9K
Jul 2024$44.1K
Jun 2024$36.5K
May 2024$39.9K
Apr 2024$27.8K
Mar 2024$24.5K
Feb 2024$25K
Jan 2024$9.56K
Dec 2023$19.4K
Nov 2023$25.5K
Oct 2023$30.2K

State revenue sharing, monthly distributions

As the Department of Revenue's ledger prints them; a blank month is a month with no line.

MonthDistributed
Sep 2026$11.7K
Aug 2026$11.7K
Jul 2026$11.7K
Jun 2026$11.9K
May 2026$11.9K
Apr 2026$11.9K
Mar 2026$11.9K
Feb 2026$11.9K
Jan 2026$11.9K
Dec 2025$12.6K
Nov 2025$12.6K
Oct 2025$12.6K
Sep 2025$13K
Aug 2025$13K
Jul 2025$13K
Jun 2025$11K
May 2025$11K
Apr 2025$11K
Mar 2025$11K
Feb 2025$11K
Jan 2025$11K
Dec 2024$11K
Nov 2024$12K
Oct 2024$12K
Sep 2024$12K
Aug 2024$12K
Jul 2024$12K
Jun 2024$12.3K
May 2024$12.3K
Apr 2024$12.3K
Mar 2024$12.3K
Feb 2024$12.3K
Jan 2024$12.3K
Dec 2023$12.3K
Nov 2023$12.3K
Oct 2023$12.3K

Long-term debt by fiscal year

Total long-term debt outstanding at fiscal year end, all funds, as the government reported it to the Department of Financial Services in its Annual Financial Report.

Fiscal yearDebt outstandingChange
FY2025$9.37M+9.7%
FY2024$8.54M+9.4%
FY2023$7.81M-7.6%
FY2022$8.45M-8.2%
FY2021$9.2M-34.0%
FY2020$13.9M-5.1%
FY2019$14.7M-4.7%
FY2018$15.4M-4.6%
FY2017$16.2M-4.0%
FY2016$16.8M-3.8%
FY2015$17.5M-4.4%
FY2014$18.3M-1.2%
FY2013$18.5Mn/a

Revenues by category, FY2024

Sum of the fund columns in EDR's workbook for this government.

CategoryFY2024FY2023Change
General Government Taxes$3.17M$3.07M+3.1%
Permits, Fees, and Special Assessments$66.8K$68.6K-2.5%
Intergovernmental Revenues$5.79M$4.14M+39.9%
Charges for Services$10.8M$10.6M+2.0%
Judgments, Fines, and Forfeits$13.3K$11.6K+14.3%
Miscellaneous Revenues$1.28M$1.01M+26.5%
Taxesn/an/an/a
Intergovernmental Revenuen/an/an/a
Other Sourcesn/an/an/a
Permits and Franchise Feesn/an/an/a

Expenditures by category, FY2024

Sum of the fund columns in EDR's workbook for this government.

CategoryFY2024FY2023Change
General Government Services (Not Court-Related)$791K$829K-4.6%
Public Safety$1.68M$1.38M+21.5%
Physical Environment$11.5M$11.1M+3.9%
Transportation$1.93M$3.63M-47.0%
Economic Environment$11.6K$5.68K+104.6%
Human Services$40.9K$33.6K+21.4%
Culture / Recreation$2.24M$1M+124.2%
Other Usesn/an/an/a
Other Uses and Non-Operatingn/an/an/a

Bank deposits

June 30, 2026
Deposits (offices reporting this city)$810MDeposits, June 30 each year, 1994 to 20261994$898M high2026
Change on a year earlier-9.9%June 30, 2026
Change, real-12.7%June 30, 2026
Branches3June 30, 2026
Institutions3June 30, 2026
Branches opened since the survey a year earlier0June 30, 2026
Branches closed since the survey a year earlier0June 30, 2026

FDIC Summary of Deposits, Florida offices, every June 30 since 1994, retrieved 2026-10-01 | Bank deposits

Offices whose reported city is Port St. Joe.

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Offices, June 30, 2026

Deposits as each office reports them to the FDIC; the city is the one the bank reports, not a municipal boundary.

InstitutionBranchAddressCityDeposits
Centennial BankPort Saint Joe Branch202 Marina DrPort St. Joe$717M
Capital City BankPort St. Joe Branch150 Avenue APort St. Joe$52.9M
PeoplesSouth BankPort St Joe Branch529 Cecil G Costin Sr BlvdPort St. Joe$39.8M

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