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Florida / Lake County / Lady Lake

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Lady Lake

Town, Lake County. Population 16,978 (2025), +3.8% on the prior year, +6.3% since 2020 Last updated 2026-10-04.

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BusinessFlare® GIS, live. 9.34 square miles of land inside the limits.

Population

2025
Population16,978Population, April 1, 1979 to 2025197917k high2025
Change since the prior year+3.8%2024 to 2025
Change since 2020+6.3%2020 to 2025
Census 202015,9702020

University of Florida Bureau of Economic and Business Research, Florida Estimates of Population, retrieved 2026-10-01 | Population estimates

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Basis of the latest figureestimate2025

Population by year

April 1 of each year. Basis is census in a census year, otherwise BEBR's estimate.

YearPopulationBasisChange
202516,978estimate+3.8%
202416,352estimate+0.8%
202316,224estimate+0.3%
202216,174estimate+0.8%
202116,042estimate+0.5%
202015,970census+2.0%
201915,655estimate+4.6%
201814,960estimate+0.9%
201714,821estimate+0.9%
201614,687estimate+3.4%
201514,207estimate+0.4%
201414,148estimate+1.4%
201313,947estimate+0.3%
201213,909estimate-0.3%
201113,946estimate+0.1%
201013,926census-1.4%
200914,129estimate+7.7%
200813,117estimate+2.1%
200712,842estimate+0.3%
200612,805estimate+0.8%
200512,709estimate+0.3%
200412,666estimate+0.9%
200312,556estimate+1.6%
200212,364estimate+2.8%
200112,022estimate+1.6%
200011,828census-9.5%
199913,067estimate+3.5%
199812,621estimate+1.9%
199712,383estimate+0.8%
199612,287estimate+2.0%
199512,045estimate+4.2%
199411,557estimate+4.0%
199311,117estimate+10.0%
199210,109estimate+11.4%
19919,074estimaten/a
19896,384estimate+25.9%
19885,071estimate+24.7%
19874,068estimate+34.5%
19863,024estimate+43.5%
19852,108estimate+22.3%
19841,723estimate+13.8%
19831,514estimate+8.5%
19821,395estimate+9.1%
19811,279estimaten/a
19791,112estimaten/a

Labor force (county figures)

Aug 2026

County figures, no city estimate published by FloridaCommerce

Unemployment rate (Lake County)4.9%Unemployment rate, not seasonally adjusted, Aug 2016 to Aug 2026Aug 201618.5% highAug 2026
Labor force (Lake County)198,233Aug 2026
Employment (Lake County)188,443Aug 2026
Unemployed (Lake County)9,790Aug 2026
Rate a year earlier4.5%Aug 2025
Labor force, change on a year earlier+0.5%Aug 2026

US Bureau of Labor Statistics, Local Area Unemployment Statistics, retrieved 2026-10-01 | Labor force page

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Latest month is preliminaryyesAug 2026

Monthly, last three years

Not seasonally adjusted. The latest month may be preliminary.

MonthLabor forceEmployedUnemployedRate
Aug 2026198,233188,4439,7904.9%
Jul 2026197,901187,9479,9545.0%
Jun 2026199,639189,8249,8154.9%
May 2026198,438188,9769,4624.8%
Apr 2026198,186188,4779,7094.9%
Mar 2026197,451187,9649,4874.8%
Feb 2026197,489187,05210,4375.3%
Jan 2026196,219185,61210,6075.4%
Dec 2025196,451186,9949,4574.8%
Nov 2025197,545187,05410,4915.3%
Sep 2025198,353189,4258,9284.5%
Aug 2025197,317188,4058,9124.5%
Jul 2025197,253188,6798,5744.3%
Jun 2025197,113188,9398,1744.1%
May 2025195,920188,5177,4033.8%
Apr 2025196,123189,0987,0253.6%
Mar 2025195,692188,5457,1473.7%
Feb 2025195,167187,8037,3643.8%
Jan 2025195,823188,2397,5843.9%
Dec 2024194,994188,5026,4923.3%
Nov 2024195,731188,4177,3143.7%
Oct 2024197,267190,0247,2433.7%
Sep 2024198,179190,8767,3033.7%
Aug 2024197,702189,9157,7873.9%
Jul 2024198,192190,3707,8223.9%
Jun 2024197,566190,2947,2723.7%
May 2024196,199189,9276,2723.2%
Apr 2024196,153190,2285,9253.0%
Mar 2024196,130189,8546,2763.2%
Feb 2024195,181188,7036,4783.3%
Jan 2024194,700187,9746,7263.5%
Dec 2023191,220185,3895,8313.0%
Nov 2023192,827186,5536,2743.3%
Oct 2023194,086187,6286,4583.3%
Sep 2023194,469187,9896,4803.3%
Aug 2023193,869187,1706,6993.5%

Annual averages

YearLabor forceEmployedUnemployedRate
2025196,614188,3368,2784.2%
2024196,499189,5906,9093.5%
2023191,838185,9775,8613.1%
2022183,700178,1335,5673.0%
2021170,456162,6487,8084.6%
2020163,814149,47114,3438.8%
2019168,754163,3925,3623.2%
2018162,203156,4625,7413.5%
2017156,505150,0256,4804.1%
2016151,720144,4587,2624.8%
2015140,647132,8177,8305.6%
2014137,555128,4079,1486.7%
2013134,677124,25310,4247.7%
2012132,998120,84112,1579.1%
2011133,417119,07314,34410.8%

Sales and visitor spending

12 months to Mar 2026
BusinessFlare® estimate, last 12 months$861.6M

Monthly series, visitor, resident and big ticket groups, chart and workbook with the pass. Get the pass / Sign in Wide error flag.

Pass holders: once signed in on the pass page, the monthly estimate loads here.

Economic Census geographic area series, retail trade and accommodation and food services, 2017 and 2022, retrieved 2026-10-01; BusinessFlare® city-level sales and visitor spending estimate (method and error; the figures are Street Economics Pass data), retrieved 2026-10-04 | How the estimate is made

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BusinessFlare® estimate from public sources. The estimate anchors on the sales the US Census Bureau published for this place in the 2017 and 2022 Economic Census, for retail trade and for accommodation and food services, and moves them month by month with the county's sales tax returns by kind of business (Florida Department of Revenue Form 10). After the 2022 anchor the place's share of the county moves with the growth of its commercial property on the Department's 2026 tax roll, as submitted by the county property appraiser, by use code: stores, shopping centers, supermarkets and auto dealers for retail; restaurants, bars and hotels for accommodation and food. The three spending groups follow the county's kind code mix within each sector. Every place with both anchors was carried from 2017 to 2022 the same way and the landing on the 2022 Census figure is the published error.

A landing error over 25% carries a wide error flag. The error is published with every figure; an estimate is never shown without it. Rounded to the nearest hundred thousand dollars; the monthly series is pass data.

Statewide median error, 2017 to 2022 back-test15.7%2017 to 2022
Retail trade (NAICS 44-45): Census sales 2017$545M2017
Retail trade (NAICS 44-45): Census sales 2022$713M2022
Retail trade (NAICS 44-45): 2022 landing error15.6%2022
Accommodation and food services (NAICS 72): Census sales 2017$89.9M2017
Accommodation and food services (NAICS 72): Census sales 2022$93.4M2022
Accommodation and food services (NAICS 72): 2022 landing error35.3%2022

Economic Census anchors and the back-test

SectorCensus sales 2017Census sales 20222017 carried to 2022Landing error
Retail trade (NAICS 44-45)$545M$713M$825M15.6%
Accommodation and food services (NAICS 72)$89.9M$93.4M$126M35.3%
  • wide error: the 2017 carry-forward landed 35% from the 2022 Census figure for Accommodation and food services (NAICS 72)

Business base

Aug 2026
Licensed food service, lodging and alcohol businesses157New licenses by month, Sep 2016 to Aug 2026Sep 20162 highAug 2026
Food service licenses63Aug 2026
Lodging licenses38Aug 2026
Alcoholic beverage licenses56Aug 2026
New licenses, last 12 months11Aug 2026
New business filings, last 12 months (postal city)384Sep 2026
Change on the 12 months before+15.3%Sep 2026
New filings, latest month20Sep 2026

Florida DBPR active licensure base files: public food service, public lodging and retail alcoholic beverage licenses, retrieved 2026-10-01; Florida Division of Corporations (Sunbiz) bulk corporate data files, new entity filings by month, retrieved 2026-10-01 | Licenses Business formations

Licenses are placed inside the city limits by their geocoded address.

Business formations are by postal city: Lady Lake, which is not the city limits.

No ZIP code has its Census internal point inside this place, so ZIP Code Business Patterns are not shown.

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Licenses by type

Counted licenses in DBPR's food service, lodging and alcoholic beverage files, placed by geocoded address.

License typeFileActive
2010-SEATfood58
2APSalcohol19
2003-NAPTlodging18
4COP-SFSalcohol15
2007-DWEL-SNGLlodging13
2COPalcohol9
3PSalcohol5
2014-MFDVfood5
2001-HOTLlodging4
1COPalcohol2
4COP-SBXalcohol2
2007-DWEL-CLCTlodging2
11Calcohol1
11CGalcohol1
4COPalcohol1
4COP-SAalcohol1
2002-MOTLlodging1

Filings by entity type, last 12 months

Sunbiz new entity filings by the ZIP code of the principal address, grouped to the USPS postal city (postal city: Lady Lake)

Entity typeLast 12 months12 months before
Florida limited liability companies335288
Florida profit corporations2936
Florida non-profit corporations136
Out of state entities registering in Florida73
Partnerships, trusts and other filings00

Building permits

Aug 2026
Housing units permitted, last 12 months68Housing units permitted by month, Sep 2016 to Aug 2026Sep 201619 highAug 2026
Change on the 12 months before+6.2%Aug 2026
Permit valuation, last 12 months$10MAug 2026
Units, latest month6Aug 2026
Single family units, last 12 months68Aug 2026
Units in buildings of 5 or more, last 12 months0Aug 2026
Units, latest annual table672025

US Census Bureau, Building Permits Survey, place and county residential permits, retrieved 2026-10-01 | Building permits

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Monthly, last three years

Residential permits as the Bureau publishes them; imputed months are the Bureau's imputations.

MonthUnits1 unit5 or moreValuation
Aug 2026660$884K
Jul 2026550$737K
Jun 2026660$884K
May 2026660$884K
Apr 2026660$884K
Mar 2026770$1.03M
Feb 2026660$883K
Jan 2026550$736K
Dec 2025550$736K
Nov 2025440$589K
Oct 2025770$1.03M
Sep 2025550$736K
Aug 2025660$883K
Jul 2025660$883K
Jun 2025770$1.03M
May 2025770$1.03M
Apr 2025770$1.03M
Mar 2025550$742K
Feb 2025440$594K
Jan 2025440$594K
Dec 2024440$594K
Nov 2024440$594K
Oct 2024550$742K
Sep 2024550$742K
Aug 2024660$890K
Jul 2024550$742K
Jun 2024550$742K
May 2024550$742K
Apr 2024660$890K
Mar 202411110$1.5M
Feb 202419190$3.8M
Jan 2024880$230K
Dec 202312120$158K
Nov 2023000$0
Oct 202310100$2.06M
Sep 2023110$365K

Annual table

YearUnits1 unit5 or moreValuation
202567670$9.87M
202483830$12.2M
202357570$8.46M
20221241240$17M
20211461460$20M
20201261260$17.3M
20191041040$14.1M
20181221220$17.1M
201785850$10.8M
201671710$8.67M
201565650$7.08M
201442420$4.66M
2013550$996K
201252250$1.99M
20111116$584K

Property roll

2026 preliminary
Total just value$2.27B
Total taxable value (non school)$1.69B2026 preliminary
Total taxable value (school)$1.85B2026 preliminary
Just value, change on the prior roll-0.5%2025 final roll to 2026 preliminary
Taxable value (non school), change on the prior roll+3.3%2025 final roll to 2026 preliminary
Total just value, prior roll$2.28B2025 final roll
New construction value$32.4M2026 preliminary
Parcels7,6362026 preliminary

Florida Department of Revenue, NAL tax roll, 2026 preliminary and final as posted, retrieved 2026-10-03

Parcels are placed by Census block group through the Census Bureau's block assignment file; a parcel in a block group that straddles the limits is apportioned. Census 2020 block groups; 57% of the county's just value lies in a place. Medians are over the parcels whose block group lies mostly in the place. Qualified sales: the roll's own sale fields, qualification codes 01 and 02, improved, single parcel.

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Median single family just value$253K2026 preliminary
Qualified sales, last 12 months478Jun 2025 to May 2026
Median qualified sale price$226KJun 2025 to May 2026
Just value, residential$1.51B2026 preliminary
Just value, commercial$476M2026 preliminary
Just value, industrial$48.5M2026 preliminary
Just value, agricultural$13.6M2026 preliminary
Just value, vacant$114M2026 preliminary
Just value, institutional$41.4M2026 preliminary
Just value, government$28.9M2026 preliminary
Just value, other$30.2M2026 preliminary

Just value by use group

Department of Revenue land use codes grouped: residential 001 to 009, commercial 011 to 039, industrial 041 to 049, agricultural 050 to 069, vacant 000, 010, 040 and 070, institutional 071 to 079, government 080 to 089, other 090 to 099. Taxable is the non school taxable value. Just value change compares with the 2025 final roll, summed the same way.

Use groupParcelsJust valueTaxable (non school)New constructionResidential unitsJust value change
Residential6,228$1.51B$1.05B$31.4M7,492-3.4%
Commercial238$476M$467M$953Kn/a+1.1%
Industrial20$48.5M$46.3M$0n/a+4.2%
Agricultural32$13.6M$5.41M$30.7Kn/a-29.3%
Vacant973$114M$102M$5.77Kn/a+28.4%
Institutional28$41.4M$8.46M$0n/a+22.1%
Government91$28.9M$210K$0n/a-0.5%
Other26$30.2M$17.1M$0n/a+33.2%

Housing

2020 to 2024 ACS
Housing units10,861Homeownership rate, 1990 to 2024199092.0% high2024
Occupied units9,0612020 to 2024 ACS
Vacant units1,8002020 to 2024 ACS
Owner occupied households6,6572020-2024 5-Year
Renter occupied households2,4042020-2024 5-Year
Homeownership rate73.5%2020 to 2024 ACS
Cost burdened households, all tenures (over 30% of income)29.2%2025
Cost burdened renter households53.0%2025

Shimberg Center for Housing Studies, Florida Housing Data Clearinghouse, retrieved 2026-10-01 | Housing data

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Severely cost burdened renters (over 50%)30.5%2025
Assisted housing developments8Assisted Housing Inventory
Assisted units651Assisted Housing Inventory
Median gross rent$1.39K2020 to 2024 ACS
Median single family sale price$314K2024

Cost burden by income, 2025

Households by the share of income spent on housing, Shimberg Center estimates for 2025.

TenureIncome (share of area median)30% or less30.1 to 50%Over 50%
All households30% AMI or less5679851
All households30.01-50% AMI1,069296474
All households50.01-80% AMI1,57264094
All households80.01-120% AMI8611000
All householdsGreater than 120% AMI2,9291450
Renters30% AMI or less2217486
Renters30.01-50% AMI19966216
Renters50.01-80% AMI28738755
Renters80.01-120% AMI249380
RentersGreater than 120% AMI409500
Owners30% AMI or less3462365
Owners30.01-50% AMI870230258
Owners50.01-80% AMI1,28525339
Owners80.01-120% AMI612620
OwnersGreater than 120% AMI2,520950

Single family sales by year

YearMedian priceSales
1996$85K118
1997$91K149
1998$119K286
1999$125K309
2000$120K255
2001$110K211
2002$125K208
2003$135K213
2004$145K245
2005$171K306
2006$197K219
2007$180K131
2008$158K125
2009$157K114
2010$150K139
2011$140K115
2012$146K165
2013$151K164
2014$170K176
2015$181K166

Assisted housing developments

Shimberg Center Assisted Housing Inventory.

DevelopmentAddressCityUnitsAssisted
Cove at Lady Lake735 S Highway 27/441Lady Lake176176
Lake Sumter Reserve10840 NE 89th DriveLady Lake156156
Rolling Acres I824 County Road 466Lady Lake104104
Lake Sumter Reserve Senior Living10880 NE 89th DriveLady Lake8888
Lake North Apts II511 HWY 466 APT 31Lady Lake3636
Lakewood Villas of Lady Lake306 S Old Dixie HighwayLady Lake3636
Rolling Acres II824 County Road 466Lady Lake3525
Lake North Apts Ltd511 HWY 466 APT 31Lady Lake3030

Fiscal

Sep 2026
Half-cent sales tax, latest month$91.1KHalf-cent sales tax distributions by month, Oct 2016 to Sep 2026Oct 2016$115K highSep 2026
Half-cent sales tax, fiscal year to date$1.07MFY2026 to Sep 2026
Half-cent sales tax, last 12 months$1.07MSep 2026
Half-cent sales tax, change on the 12 months before-7.5%Sep 2026
State revenue sharing, latest month$52.4KSep 2026
State revenue sharing, fiscal year to date$626KFY2026 to Sep 2026
State revenue sharing, last 12 months$626KSep 2026
State revenue sharing, change on the 12 months before+1.5%Sep 2026

Florida Office of Economic and Demographic Research, Expenditures and Revenues Reported by Florida's County and Municipal Governments, retrieved 2026-10-01; Florida Department of Revenue, Revenue Confirmation Online, distributions to local governments, retrieved 2026-10-01; Florida Department of Financial Services, LOGERx local government Annual Financial Report data, long-term debt outstanding, retrieved 2026-10-04 | Distributions Annual financial report

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Total revenues$29.4MFY2024
Revenues, change on the year before-35.8%FY2024
Total expenditures$22.5MFY2024
Expenditures, change on the year before-32.5%FY2024
Revenues per resident$1.8KFY2024
Long-term debt outstanding at year end$0FY2025

Half-cent sales tax, monthly distributions

As the Department of Revenue's ledger prints them; a blank month is a month with no line.

MonthDistributed
Sep 2026$91.1K
Aug 2026$87K
Jul 2026$89.6K
Jun 2026$92.9K
May 2026$99.1K
Apr 2026$83.8K
Mar 2026$87.2K
Feb 2026$96.2K
Jan 2026$84.1K
Dec 2025$87.9K
Nov 2025$86.1K
Oct 2025$85K
Sep 2025$99.3K
Aug 2025$94.8K
Jul 2025$97.8K
Jun 2025$103K
May 2025$108K
Apr 2025$99K
Mar 2025$89.8K
Feb 2025$102K
Jan 2025$97K
Dec 2024$91.3K
Nov 2024$85.3K
Oct 2024$88.9K
Sep 2024$90.3K
Aug 2024$93.5K
Jul 2024$96.7K
Jun 2024$101K
May 2024$110K
Apr 2024$98.9K
Mar 2024$95.3K
Feb 2024$110K
Jan 2024$94.9K
Dec 2023$98.3K
Nov 2023$100K
Oct 2023$91.7K

State revenue sharing, monthly distributions

As the Department of Revenue's ledger prints them; a blank month is a month with no line.

MonthDistributed
Sep 2026$52.4K
Aug 2026$52.4K
Jul 2026$52.4K
Jun 2026$51K
May 2026$51K
Apr 2026$51K
Mar 2026$51K
Feb 2026$51K
Jan 2026$51K
Dec 2025$54.4K
Nov 2025$54.4K
Oct 2025$54.4K
Sep 2025$55.9K
Aug 2025$55.9K
Jul 2025$55.9K
Jun 2025$48.8K
May 2025$48.8K
Apr 2025$48.8K
Mar 2025$48.8K
Feb 2025$48.8K
Jan 2025$48.8K
Dec 2024$48.8K
Nov 2024$53.7K
Oct 2024$53.7K
Sep 2024$53.7K
Aug 2024$53.7K
Jul 2024$53.7K
Jun 2024$53.9K
May 2024$53.9K
Apr 2024$53.9K
Mar 2024$53.9K
Feb 2024$53.9K
Jan 2024$53.9K
Dec 2023$53.9K
Nov 2023$53.9K
Oct 2023$53.9K

Long-term debt by fiscal year

Total long-term debt outstanding at fiscal year end, all funds, as the government reported it to the Department of Financial Services in its Annual Financial Report.

Fiscal yearDebt outstandingChange
FY2025$0n/a
FY2024$0n/a
FY2023$0n/a
FY2022$0n/a
FY2021$0n/a
FY2020$0n/a
FY2019$0n/a
FY2018$0n/a
FY2017$0-100.0%
FY2016$514K-63.8%
FY2015$1.42M-37.9%
FY2014$2.28M-28.0%
FY2013$3.17Mn/a

Revenues by category, FY2024

Sum of the fund columns in EDR's workbook for this government.

CategoryFY2024FY2023Change
General Government Taxes$10.2M$9.53M+7.3%
Permits, Fees, and Special Assessments$7.8M$6.22M+25.5%
Intergovernmental Revenues$2.18M$10.2M-78.6%
Charges for Services$4.15M$3.67M+13.2%
Judgments, Fines, and Forfeits$53.8K$86.1K-37.5%
Miscellaneous Revenues$4.55M$2.64M+72.2%
Other Sources$465K$13.5M-96.6%
Taxesn/an/an/a
Intergovernmental Revenuen/an/an/a
Permits and Franchise Feesn/an/an/a

Expenditures by category, FY2024

Sum of the fund columns in EDR's workbook for this government.

CategoryFY2024FY2023Change
General Government Services (Not Court-Related)$4.98M$4.32M+15.1%
Public Safety$6.8M$6.02M+13.0%
Physical Environment$5.3M$4.95M+7.0%
Transportation$2.15M$1.98M+8.4%
Culture / Recreation$2.39M$2.61M-8.5%
Other Uses and Non-Operating$929K$13.5M-93.1%
Other Usesn/an/an/a

Bank deposits

June 30, 2026
Deposits (offices reporting this city)$1.3BDeposits, June 30 each year, 1994 to 20261994$2.95B high2026
Change on a year earlier-18.7%June 30, 2026
Change, real-21.2%June 30, 2026
Branches5June 30, 2026
Institutions5June 30, 2026
Branches opened since the survey a year earlier0June 30, 2026
Branches closed since the survey a year earlier0June 30, 2026

FDIC Summary of Deposits, Florida offices, every June 30 since 1994, retrieved 2026-10-01 | Bank deposits

Offices whose reported city is Lady Lake.

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Offices, June 30, 2026

Deposits as each office reports them to the FDIC; the city is the one the bank reports, not a municipal boundary.

InstitutionBranchAddressCityDeposits
Truist BankVillages Of Lake Branch101 Lagrande BlvdLady Lake$1.03B
Bank of America, National AssociationLady Lake Branch901 N Us Highway 27Lady Lake$121M
TD Bank, National AssociationVillages East-Lady Lake Branch623 N Us Highway 27/441Lady Lake$54.7M
United Southern BankLady Lake Branch224 South US 27Lady Lake$50.3M
TrustCo BankLady Lake Branch873 N Us Highway 27/441Lady Lake$39M

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